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The Ohio Life and Health Insurance Guaranty Association (“OLHIGA”) is an unincorporated non-profit association created and governed by Ohio Revised Code Chapter 3956. OLHIGA is comprised of insurers, who are members of OLHIGA as a condition of their authority to transact insurance in Ohio. The principal responsibilities of OLHIGA are to pay the covered claims (as defined by law) of insolvent insurers, and to provide a mechanism for assessment of member insurers to raise the funds needed to pay those claims.
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